Our expert advisers do business with retail property investors with a varied range of needs and demands, ranging from the purchase of small retail units and single shops all the way to huge out of town retail parks. The primary motivator in all retail investment purchases is the potential rental income from your properties. Investors wanting to buy a retail property should expect to pay interest rates of between 0.75% and 2% above the Bank of England Base Rate, with lenders willing to lend up to 85% of the property value. However, if your tenants are reputable high-street organizations, you might qualify for a beneficial rate due to the quality of the tenant, and their reputation .The maximum term of a retail commercial mortgage is generally 30 years and clients are offered a choice of Interest Only or Capital Repayment options when applying for their mortgage.
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