Below is the 'sub-prime' map of Britain, showing for the first time the risk of a debt crisis in each area.
It was produced after an extensive study by the credit rating agency Experian.
The survey, published in this week's Spectator magazine, looked at the financial risk of every single household in Britain.
This is a measure of their likelihood of defaulting on their debts, particularly during an economic downturn.
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Sub-prime borrowers are not the poorest in society, who typically get benefits and would use a loan shark to borrow money.
They are most likely to be people who had a county court judgment against them several years ago, but are now back on track and in a job.
The black spot on their credit history, however, makes them a sub-prime, higher-risk borrower, unable to get cheap loans and so more vulnerable to finding their finances stretched to breaking point.
Experian listed the number of sub-prime households by Parliamentary constituency. Of the 200 worst-affected seats, all but 14 are held by Labour.
The biggest risk was in former Home Secretary David Blunkett's constituency of Brightside, Sheffield.
Some 72.2% of all households in the area, almost 23,000 homes, matched Experian's sub prime profile.
It does not mean they actually have sub prime borrowings, such as mortgages and loans, but that they are the most likely to.
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